If you max out the $5,000 in spending to get the elevated rewards rate, that will earn you $250 cash back rewards - but $95 of that goes toward recouping the annual fee.
In spite of the promise of generous rewards, remember that the Platinum X5 charges an annual fee of $95, which will eat into any earnings. The card’s marketing materials say select retailers also offer up to 10% cash back rewards, though it doesn’t disclose which ones. The Platinum X5 card offers decent rewards, with 5% cash back on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1%. Recommended credit score: Average to excellent.Ībout the Platinum X5 Card from Credit One.Does the issuer offer a preapproval tool? No, but it does offer a pre-qualification check.Other perks and benefits: Zero fraud liability, free access to your credit score, option to choose a new payment due date.Rewards: 5% cash back on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, then 1%.But if you have great credit you can do better. offers decent rewards for those with average credit at a reasonable annual fee. The card details on this page have not been reviewed or provided by the card issuer. The Credit One Bank® Platinum X5 Visa® * The information for the Credit One Bank® Platinum X5 Visa® has been collected independently by Blueprint.
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